The HOME Program is funded by the U.S. Department of Housing and Urban Development (HUD), and administered by the City of Gastonia's Community Development Division.
HOME funds have been designated to provide eligible participants with the following benefits:
- • Down Payment and Closing Cost Assistance
- • Homebuyer Education
- • Credit and Budget Review
- • Homeownership Opportunities
Celebrate Homeownership Month
STAY TUNED FOR FUTURE ANNOUCEMENTS
Homebuyer Opportunity
Pilot Program - up to $25,000
PROGRAM UPDATE (as of 03/31/2025):
Please be advised that funding for the $25,000 Homebuyer Assistance Program has been fully expended and is no longer available at this time.
However, eligible homebuyers may still access Down Payment Assistance of up to $7,500. To learn more about program eligibility and available resources, please visit our Program Information Page.
We encourage interested applicants to check back regularly for updates on future funding availability.
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Program Information
- Program Overview-Quick Reference
- Income Limits
- Program Policy and Underwriting (effective 06/24/2024)
- Pre-Purchase Application (must be pre-approved for a mortgage through a lender to apply)
- Maximum Purchase Limits (effective 09/01/2024)
- Impacts of Covid-19 on the Homebuyer Assistance Program
Homebuyer Education Class
Registration is CLOSED for our September 13, 2025 Class.
Check back soon to register for our upcoming homebuyer classes!
Upcoming Classes
- Saturday October 11, 2025
- Saturday November 15, 2025
Contact Information:
Garland Municipal Business Center
150 S. York Street, Gastonia, NC 28052
(PO Box 1748, Gastonia, NC 28053-1748)
