The HOME Program is funded by the U.S. Department of Housing and Urban Development (HUD), and administered by the City of Gastonia's Community Development Division.
HOME funds have been designated to provide eligible participants with the following benefits:
- • Down Payment and Closing Cost Assistance
- • Homebuyer Education
- • Credit and Budget Review
- • Homeownership Opportunities
Celebrate Homeownership Month
Attend - Learn - Explore!
Homebuyer Opportunity
Pilot Program - up to $25,000
UPDATE - As of 10/14/2024, The $25,000 pilot Down Payment Assistance (DPA) program has been fully exhausted. However, the standard DPA program, offering up to $7,500 in assistance, is still available for eligible applicants.
As a temporary measure, only applications from clients who have already been pre-approved for a mortgage through a lender will be processed.
Applicants seeking assistance with pre-purchase counseling services will be provided with a list of referral options to quickly address their need.
Please note that submitting an application does not guarantee access to available funding.
Program Information
- Program Overview-Quick Reference
- Income Limits
- Program Policy and Underwriting (effective 06/24/2024)
- Pre-Purchase Application (must be pre-approved for a mortgage through a lender to apply)
- Maximum Purchase Limits (effective 09/01/2024)
- Impacts of Covid-19 on the Homebuyer Assistance Program
Homebuyer Education Class
The next class is planned for Saturday, January 11, 2025.
To sign up for the next class, CLICK HERE to complete the Application to participate.
It is recommended to check back frequently for updates on future class dates, as well as other important information regarding homebuyer resources.
Contact Information:
Garland Municipal Business Center
150 S. York Street, Gastonia, NC 28052
(PO Box 1748, Gastonia, NC 28053-1748)
